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Wealth Management For Long Island
You Built It.
Now Let's Make It Last.
We help Long Island pre-retirees and retirees turn decades of hard work into a plan designed to carry them forward.
Long Island Wealth Management Built Around Your Retirement
If you’re approaching retirement, or already there, you’ve probably been asking yourself some of these questions:
- Have I saved enough?
- Will my money outlast me?
- Am I paying more in taxes than I need to?
- Perhaps most importantly: Who can I trust to help me figure this out?
You’re not alone. These are the questions that keep accomplished people up at night, not because they’ve been careless, but because they’re now making decisions about income, taxes, and how long their money needs to last. After decades of building, this is the stage where those choices begin to define your retirement.
And for many, there is a deeper question beneath all of those that is harder to put into words: Who am I when I'm no longer defined by what I do? That shift from building to living is as personal as it is financial, and it deserves a plan that accounts for both.
The good news is that clarity is within reach. With a personalized financial plan and a financial advisor who takes the time to understand your life, you can move forward with the confidence that comes from knowing your money is working to support your goals in retirement.
A Comprehensive Approach to Wealth Management
No two clients are in exactly the same place. Every service we provide is built into a personalized strategy designed around your goals, your timeline, and your financial life.
Financial Planning
Your complete financial picture, in one cohesive plan. We develop comprehensive, goal-based strategies that address retirement income, cash flow, and the decisions that shape your long-term financial life.
Learn MoreInvestment Management
A personalized, data-driven approach aligned with your goals and risk tolerance. We design and manage investment strategies aimed at helping you pursue your long-term financial objectives.
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Retirement Planning
The shift from accumulation to income is one of the most important financial transitions you’ll face. We help you build a clear retirement plan, before and after you stop working, designed to position you for the long term.
Learn MoreTax Planning
Keeping more of what you’ve earned is part of a sound financial strategy. We work with you to design a tax-efficient approach aimed at reducing unnecessary tax burden over time, especially relevant for business owners and high-income professionals.
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Estate Planning
Your wealth reflects a lifetime of work. We help you preserve it and pass it according to your wishes, working alongside qualified estate planning attorneys.
Learn MoreInsurance Planning
The right protection can keep an unexpected event from derailing everything you’ve planned for. We assess your exposure and help you address gaps within your broader financial strategy.
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Education Planning
For clients who want to include education funding as part of a broader wealth management strategy, we can help you plan for that goal alongside your others.
Learn MoreIs This the Right Fit for You?
We work with small business owners, physicians, executives, and retirees on Long Island, as well as those approaching retirement. These clients have accumulated meaningful assets and want a thoughtful, personalized approach to preserving what they’ve built.
For more than two decades, Robert Sullivan has built relationships with the people who make Long Island home. The contractors who built their businesses from the ground up in Nassau County and the physicians who have spent careers serving their communities across Suffolk. He understands that your financial life doesn't fit into a simple template, so he approaches your goals with the nuance and individual attention they deserve.
If your financial life involves tax-advantaged accounts, business interests, real estate holdings, or years of carefully accumulated savings, Investment Insight Wealth Management may be a good fit. We work with clients who want a trusted, long-term relationship with a financial advisor.
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Robert J. Sullivan
Managing Member, Chief Investment Officer
Meet Robert J. Sullivan, ChFC®
Robert Sullivan founded Investment Insight Wealth Management in 2004 after 16 years at AXA Advisors. It was a deliberate decision to build a fee-based firm focused on long-term client relationships and personalized planning. That conviction is the foundation on which everything at Investment Insight is built.
With more than 30 years in financial services, Robert holds the Chartered Financial Consultant® (ChFC®) designation and National Social Security Advisor (NSSA) certification, credentials that reflect the depth of knowledge he brings to every client relationship.
He works alongside his son, Chris Sullivan, serving clients throughout Long Island from their Massapequa/Farmingdale office and virtually with clients nationwide. Clients return not just for Robert’s experience, but for the genuine, long-term relationships he builds with every person he serves.
Schedule a MeetingFrequently Asked Questions for Wealth Management Practices
Here are some common questions and concerns related to our service.
What do wealth management companies do?
Wealth management firms provide an integrated approach to managing your financial life, combining investment management, financial planning, retirement planning, tax planning, and estate planning into a coordinated strategy. Rather than addressing each area separately, a wealth manager looks at the big picture and builds a plan tailored to your specific goals and circumstances.
What are typical wealth management fees?
Fees vary by firm and the scope of services provided. Common structures include a percentage of assets under management, flat fees, or hourly rates. Investment Insight Wealth Management is a fee-based firm, meaning compensation may include a combination of advisory fees and, in certain cases, commissions on specific products. Your fee arrangement will be clearly explained before you engage.
How much money do you need to use a wealth management firm?
Fees vary by firm and the scope of services provided. Common structures include a percentage of assets under management, flat fees, or hourly rates. Investment Insight Wealth Management is a fee-based firm, meaning compensation may include a combination of advisory fees and, in certain cases, commissions on specific products. Your fee arrangement will be clearly explained before you engage.
Is it worth paying for wealth management?
For people managing multiple accounts, business interests, tax considerations, and retirement income needs, working with a wealth management firm can be well worth the cost. Working with an adviser may help clients evaluate complex trade-offs, though investment outcomes are never guaranteed. Whether wealth management is worth the fee depends on individual circumstances. Clients should evaluate the scope of services, fee structure, and their own complexity needs before engaging.
What should I look for when choosing a financial advisor on Long Island?
Look for credentials, experience, and transparency. Designations such as the Chartered Financial Consultant® (ChFC®) and National Social Security Advisor (NSSA), both held by Robert Sullivan, reflect a depth of knowledge that goes beyond basic licensing. You also want to understand how your advisor is compensated, how they communicate, and whether they take the time to understand your specific situation. Above all, look for someone you trust to give you honest, personalized guidance over the long term.
How do I know if I have enough money to retire?
There’s no single number; it depends on your lifestyle, spending habits, health, and goals. A financial advisor can help you work through the full picture: how long your assets need to last, what income sources you’ll draw from, and where potential gaps may exist. The goal of retirement planning isn’t just to hit a target; it’s to build a strategy that positions you to live the way you want, for as long as you need.
How do financial advisors help with retirement income planning?
The transition from saving to spending is one of the most complex financial shifts you’ll make. A financial advisor can help you design a retirement income strategy that coordinates withdrawals across accounts, manages tax exposure, and aims to make your assets last. This includes decisions around when to claim Social Security, how to sequence account withdrawals, and how to adjust your approach as your needs evolve.
Ready to Take the Next Step?
You’ve worked too hard to leave your financial future to chance. Let’s start a conversation about where you are, what you’ve built, and where you want to go.
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